For generations.
honestly different.

Expertise through experience.

Acquiring a wealth of knowledge takes time. That’s why Kumulate’s expertise stems from first-hand experience gained through more than 25 years in the field.

More than numbers

Clarifying the complex

We take the complexity out of prosperity.

Your finances don’t have to be confusing. Financial advice doesn’t have to be confusing. That’s why we offer plain-speaking, straightforward advice that is easy to understand—and even easier to put into practice.

For generations

Wealth generation that stands the test of time.

When it comes to protecting wealth, many of our clients have an eye on tomorrow. Our tailored asset protection and estate planning strategies are designed to preserve your wealth today and secure your legacy for tomorrow. For generations.

Honestly different

Financial Guidance Without the Guesswork.

We take a people-first approach, cutting through jargon to provide transparent, tailored advice. Our proactive guidance ensures you stay ahead, making smarter financial decisions with confidence.

Advice you can trust

Backed by two decades of experience.

Katreana Hughes has been advising taxpayers and business owners across the South Coast of New South Wales and Australia for more than 25 years.

Renowned for her plain-speaking and meticulous attention to detail, Katreana firmly believes that every Australian deserves fair and equitable financial advice—and leaves no stone unturned when it comes fighting for your finances.

More than just a service—a partnership.

Get in touch to find out how Kumulate can help put you on the path towards financial freedom. Because the longer you wait, the more opportunities will pass you by.

Get Clarity